Privacy Policy
Last updated: April 2026
1. Who We Are
Learn Now Pay Later ("we", "us", "our") operates the website learnnowpaylater.co.uk. We are an introducer for Payl8r, which is authorised and regulated by the Financial Conduct Authority (FCA). Finance is provided by Payl8r under their FCA authorisation.
For any privacy enquiries, contact us at: xcopssom@gmail.com
2. What Data We Collect
When you use our website or submit a booking enquiry, we may collect:
- Your name, email address, and phone number
- Your postcode and location
- Details of the lesson package you are interested in
- Any notes or messages you submit via our forms
3. How We Use Your Data
We use the information you provide to:
- Process your booking enquiry and match you with a suitable instructor
- Pass your details to Payl8r to facilitate a finance application
- Communicate with you about your lessons or booking
- Improve our website and services
4. Sharing Your Data
We will share your personal data with:
- Payl8r — to process your finance application
- Your assigned driving instructor — to arrange and deliver your lessons
We do not sell your personal data to third parties.
5. Finance & FCA
Learn Now Pay Later is an introducer only. All finance products are provided by Payl8r, authorised and regulated by the Financial Conduct Authority. Finance is subject to status and eligibility. You should read Payl8r's own privacy policy when completing a finance application.
6. Data Retention
We retain your personal data only for as long as necessary to fulfil the purposes outlined above, or as required by law. Booking enquiry data is typically retained for up to 2 years.
7. Your Rights
Under UK GDPR, you have the right to:
- Access the personal data we hold about you
- Request correction or deletion of your data
- Object to or restrict processing of your data
- Lodge a complaint with the ICO (ico.org.uk)
To exercise any of these rights, email us at: xcopssom@gmail.com
8. Cookies
Our website may use essential cookies to ensure the site functions correctly. We do not currently use tracking or advertising cookies.
9. Changes to This Policy
We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated date.
